Terms of use
Last updated: December 26, 2025
Welcome to KFM (“Company,” “Firm,” “we,” “us,” or “our”). These Terms of Use (“Terms”) govern your access to and use of the website located at https://kfmus.com (the “Website”).
By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, do not use this Website.
1. No Professional Relationship / No Advice
The information provided on this Website is for general informational purposes only and does not constitute tax, accounting, legal, financial, or investment advice.
Use of this Website does not create a CPA-client, accountant-client, or professional relationship between you and the Firm. Professional services are provided only pursuant to a separate written engagement agreement signed by both parties.
You should not act or refrain from acting based on any information on this Website without seeking appropriate professional advice specific to your circumstances.
2. Eligibility
By using this Website, you represent and warrant that you:
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Are at least 18 years of age, and
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Have the legal capacity to enter into a binding agreement.
3. Permitted Use
You may use this Website solely for lawful, personal, and non-commercial purposes. You agree not to:
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Use the Website for unlawful or fraudulent purposes
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Attempt to gain unauthorized access to systems or data
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Use bots, scraping tools, or automated means to access content
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Copy, reproduce, or distribute Website content without authorization
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Interfere with the Website’s functionality or security
We reserve the right to suspend or terminate access for violations.
4. Intellectual Property
All content on this Website, including text, graphics, logos, images, downloads, and software, is owned by or licensed to KFM and is protected by U.S. and international intellectual property laws.
No content may be copied, modified, republished, uploaded, posted, transmitted, or distributed without our prior written consent.
5. Third-Party Links
This Website may contain links to third-party websites. We do not control and are not responsible for the content, accuracy, or practices of third-party sites. Accessing third-party sites is at your own risk.
6. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to improve Website functionality, analyze usage, and enhance user experience. This may include third-party analytics tools.
By using the Website, you consent to the use of cookies in accordance with our Privacy Policy. You may disable cookies through your browser settings, though some features may not function properly.
7. Privacy Policy
Your use of this Website is also governed by our Privacy Policy, which describes how we collect, use, and protect personal information.
By using the Website, you acknowledge and consent to the collection and use of information as described in the Privacy Policy.
8. Disclaimer of Warranties
This Website is provided on an “as is” and “as available” basis. We make no warranties or representations of any kind, express or implied, including warranties of accuracy, completeness, reliability, merchantability, or fitness for a particular purpose.
We do not warrant that the Website will be uninterrupted, error-free, or free of viruses or harmful components.
9. Limitation of Liability
To the fullest extent permitted by law, KFM shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages arising out of or related to:
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Your use or inability to use the Website
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Reliance on Website content
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Errors or omissions in Website content
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Unauthorized access or data breaches
Your sole remedy for dissatisfaction with the Website is to stop using it.
10. Indemnification
You agree to indemnify, defend, and hold harmless KFM and its owners, employees, agents, and affiliates from any claims, damages, losses, liabilities, and expenses (including attorney’s fees) arising from your use of the Website or violation of these Terms.
11. DMCA Copyright Infringement
If you believe content on this Website infringes your copyright, please submit a written notice including:
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Identification of the copyrighted work
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Identification of the infringing material
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Your contact information
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A statement of good-faith belief
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A statement made under penalty of perjury
DMCA Agent:
Shakh Kadirov
Email: compliance@kfmus.com
12. Accessibility Statement
We are committed to making our Website accessible to all users and strive to comply with applicable accessibility standards. If you experience difficulty accessing content, please contact us.
13. Modification of Terms
We reserve the right to modify these Terms at any time. Changes are effective upon posting. Continued use of the Website constitutes acceptance of revised Terms.
14. Termination
We may suspend or terminate your access to the Website at any time, without notice, for any violation of these Terms.
15. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to conflict-of-law principles.
16. Arbitration and Dispute Resolution
Any dispute arising out of or related to these Terms or the Website shall be resolved through binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules.
Arbitration shall take place in Hallandale beach, FL. Each party shall bear its own legal fees unless otherwise required by law.
17. Severability
If any provision of these Terms is found unenforceable, the remaining provisions shall remain in full force and effect.
18. Entire Agreement
These Terms constitute the entire agreement regarding use of the Website and supersede any prior understandings. Professional services are governed exclusively by separate written engagement agreements.
19. Contact Information
For questions regarding these Terms, please contact:
KFM
Website: https://kfmus.com
Email: info@kfmus.com
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