KFM, Kadirov Financial Management Book a consultation

The return is one day. We keep the other 364.

Books, payroll, sales tax, the plan and the return, kept in one practice and one file, so the numbers on the return are numbers we have read all year.

Book a consultation What each part covers
The owner of a flower wholesale business with a coffee among the buckets in her warehouse

Once a year, or all year.

The same business, kept two ways.

The workOnce a yearAll year, with KFM
The booksRebuilt in March from statements.Reconciled as each month closes.
A hire, a lease, a truckSigned first, booked later.Priced in the plan before it is signed.
Quarterly estimatesLast year’s number, repeated.Computed from this year’s books.
Payroll and sales taxSomeone else, or you.Run and filed from the same books.
The returnA reconstruction, against a deadline.Prepared from numbers read all year.
A letter from the IRSFound in the mailbox.Forward it. We answer.

What each part covers, and how it’s billed.

Four parts of one practice, kept in one file.

  1. Accounting & CFO

    The books, kept every month, and someone senior reading them with you.

    • Bank and card accounts reconciled every month
    • Bills recorded and paid on schedule
    • Payroll run, and its quarterly returns filed
    • Florida sales tax filed and paid every month
    • Monthly financials on a fixed day
    • Cash, receivables and payables watched, with a forecast
    • Several entities on one calendar, each one part of the quote
    How it’s billed

    One fixed monthly fee. Payroll and sales tax are inside it.

    Talk about Accounting & CFO

  2. Advisory

    Most of what you save is decided long before the return is filed.

    • A plan revisited every quarter
    • Quarterly estimates computed from this year’s books
    • Entity choice and reasonable compensation
    • Distribution timing
    • A hire, a lease or a truck priced before it is signed
    How it’s billed

    Included in the monthly fee for monthly clients.

    Talk about Advisory

  3. Tax

    Federal and state returns for owners and the businesses they run.

    • Business and personal returns, prepared from the books
    • Signed by a federally licensed tax practitioner
    How it’s billed

    Priced per return, by what the return involves.

    Talk about Tax

  4. Business registration & compliance

    Formation, the EIN, and the calendar that starts the day you register.

    • Formation and the EIN
    • State registrations
    • The annual report, filed before it is due
    • The reporting that foreign ownership brings
    • One compliance calendar for every entity
    How it’s billed

    Per filing, or per entity per year. State fees at cost.

    Talk about Business registration & compliance

You hear the fee on the first call, before anything is agreed. Until we have seen the detail, it is often a range.

General information about how the practice runs, not advice on your situation. Florida does not tax individual income; the picture differs in states that do.

Where it earns its keep.

Six situations owners usually call about, and the part of the practice that answers each.

The owner of a construction company on the slab of a house his company is buildingA chef and restaurant owner resting in his empty dining room before serviceThe founder of a furniture import business in her showroom warehouse

  1. Growth, and no one running the numbers.

    Revenue outgrew the bookkeeper. Financials land on a fixed day, the plan is revisited every quarter, and the larger decisions are taken from the numbers.

    Answered by Accounting & CFO

  2. Profitable on paper, tight at the bank.

    Profit and cash are different questions. Receivables, payables and owner draws are watched month by month, and a forecast says when the gap opens.

    Answered by Accounting & CFO

  3. A first hire, lease or truck.

    Each one carries a tax and a cash consequence, and each is cheaper to model before it is signed than to book after.

    Answered by Advisory

  4. Several entities, one owner.

    The operating company, the property, the holding company: one calendar, one close, intercompany balances kept clean.

    Answered by Accounting & CFO

  5. A US company, owned from abroad.

    Formation, the EIN, the state registrations and the reporting foreign ownership brings, kept here in your time zone from the first year.

    Answered by Business registration & compliance

  6. The return comes last.

    With the books closed every month and the plan already set, the return is prepared from numbers that have been read all year.

    Answered by Tax

The owner of a charter business coiling a line on his dock in the morning

Start with the situation.

A sentence or two is enough, and no documents yet. We come back with times to talk.

Book a consultation

Or read the latest letter first.Obamacare strikes back. For 2026, the overpaid credit comes back in full.